Interested applicants should:
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purpose
Analyses credit data to estimate the degree of risk in extending credit or lending money. Consults with management to assist in corporate planning.
responsibilities
- Comprehensive understanding of the economic environment, business risks and financial reports with the ability to relate such issues to specific business opportunities and the risk profile of individual clients
- Identifying transaction-specific risks including credit, taxation, accounting and legal
- Introducing risk-mitigating measures as input to structure transactions in line with the risk philosophy of the Bank.
- General understanding of the RSA Companies Act, Tax, Commercial Law and legal issues relating to security
- Excellent verbal presentation and report writing skills (reports are presented to the Credit Committee and to the Board of Directors).
- Keeping up to date with news and events that might affect various individual counterparties and portfolios.
- A good understanding of credit grading and credit pricing models.
- Modelling, assessing and advising on industry and company-specific risks
experience and qualifications
- Relevant 3-year degree or diploma.
- Minimum of 3 years of related experience.v
How To Apply